XT Smart Portfolio User Guide

What is XT Smart Portfolio?

How It Works

• If a coin‘s value rises above its target allocation, the system automatically sells the excess amount.
• If a coin's value falls below its target, the system automatically buys more to restore the balance.

Strategy Logic

1. Set Portfolio: Choose coins and assign target allocations (e.g., BTC 50%, ETH 50%).
2. System Monitoring: Track actual vs. target allocations in real time.
3. Trigger Rebalance: When deviations exceed thresholds, sell over-weighted coins and buy under-weighted coins.
4. Restore Balance: After rebalancing, allocations return to target proportions.
5. Continuous Loop: The strategy keeps running, repeatedly rebalancing as the market moves.

Best Use Cases

• Long-term holders: Believe in multiple coins’ long-term value and want optimized allocations in volatility.
• Diversified investors: Want to maintain fixed asset allocation ratios.
• Volatile markets: Frequent fluctuations can trigger multiple rebalances to capture profits.

Advantages

• Automatically implements “buy low, sell high” without manual intervention.
• Reduces risk through diversified allocations.
• Accumulates returns in volatile markets via repeated rebalancing.
• Encourages disciplined investing, avoiding emotional decisions.

Risk Reminder

Smart Portfolio Parameters

Basic Parameters

Rebalance Modes

Please Note:

• Proportional Mode: The system checks every minute to see if any coin’s allocation deviates beyond the set threshold.
• Scheduled Mode: The system checks at the specified interval and only rebalances once the minimum trade requirements are met. For more details, see the FAQ: “Why hasn’t my Smart Portfolio rebalanced?”

Get Started with Smart Portfolio

Option 1: AI Recommend (beginner-friendly)

1. Log in to XT.COM and go to Tools → Trading Bot → Smart Portfolio, or visit the Smart Portfolio page directly.
2. Select the [AI Recommend] tab to view preset portfolios.

Option 2: Manual Creation (for advanced users)

1. Select the [Manual] tab.

2. Choose coins (minimum 2).
3. Set target allocations totaling 100%.
4. Set rebalance mode:
   - Proportional: Trigger rebalance when deviation exceeds a set threshold (e.g., 0.5%).
   - Scheduled: Rebalance at fixed intervals (e.g., every 24 hours).
5. Enter your investment amount in USDT.
6. Advanced settings (Optional):
   - Take profit (target profit rate)
   - Stop loss (maximum loss rate)

7. Confirm settings and click [OK].

How to View and Manage Running Bots

Check Bot Status

Once a bot is created, you can track its status under the [Running] and [History] tabs at the bottom left of the page:

Click [Details] to see full order information:

Portfolio Details

On the details page, you can view the current status of each coin in your portfolio.

Trading Records

See a detailed history of each rebalance, including:

• Rebalance time
• Coins bought or sold and their quantities
• Execution price

Management Actions

 

While running, bots allow various management actions:

Action	Description
Add Investment	Add more funds to the bot.
Adjust Take-Profit / Stop-Loss	Modify the take-profit and stop-loss settings.
Terminate the Bot	Stop the bot; you can choose to return assets as USDT or keep the original coins.

Terminate a Bot 

When closing a bot, you can select how your assets are returned:

Method	Description
Return as USDT	The system sells all coins and returns the funds in USDT to your spot account.
Return as Original Coins	Retains your current coin holdings and returns them directly to your spot account.

 

FAQs

Q: How is the minimum investment calculated?

A: It depends on the number of coins and the exchange’s minimum trade size. The system automatically calculates and displays the minimum investment to ensure each coin can be traded. Generally: Minimum investment ≥ (Quantity of coins × minimum trade per coin ÷ minimum allocation)
 

Q: Why hasn’t my Smart Portfolio rebalanced?

A: Possible reasons:

1. Deviation hasn’t reached the threshold: One or more coins haven’t moved enough to trigger a rebalance.
2. Scheduled rebalance hasn’t occurred yet: If you’re using Scheduled Rebalancing Mode, you’ll need to wait for the next scheduled interval.
3. Order amount too small: The rebalance amount is below the exchange’s minimum trade size (usually 5 USDT), so the system can’t execute it.

Solution: Increase your investment or adjust the deviation threshold so that each rebalance meets the minimum trade requirement.
 

Q: When is Smart Portfolio best used?

A: Smart Portfolio is well suited for the following scenarios:

• Long-term holders: You believe in the long-term value of major cryptocurrencies such as BTC and ETH.
• Volatile or range-bound markets: Frequent price fluctuations allow the strategy to rebalance multiple times and capture incremental gains.
• Diversified investment needs: You want to maintain a stable asset allocation across multiple coins.
   

Q: How to reduce risk?

A: Consider the following risk management tips:

• Set reasonable stop-loss levels to limit losses during extreme market conditions.
• Focus on major, high-liquidity coins you believe in long term.
• Avoid allocating all your funds to a single strategy.
• Adjust target allocations as market conditions change.
   

Q: Which one is better: Proportional or Scheduled Rebalancing? 

A: Both have advantages depending on your strategy and market conditions.

Mode	Pros	Cons	Best For
Proportional	Responds quickly to market movements and captures rebalance opportunities in real time	May rebalance frequently during high volatility	Investors looking to actively capture gains from market fluctuations
Scheduled	Predictable rebalance frequency and easier fee planning	May miss optimal rebalance timing	Long-term, steady investors

 

Disclaimer: This guide is for reference only. Cryptocurrency trading carries risk; invest cautiously based on your circumstances.